To Sign-Up and begin your ValueCert counseling course
now or anytime, 24/7. Click the blue box. It's easy!

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Debt Education and Certification Foundation (DECAF) is a leading non-profit provider of the Credit Counseling course named ValueCert. Our Foundation specializes in assisting people that are in need of money management, budgeting, and general credit counseling. We hope you enjoy the course.

  • Sign-up at the discounted price of $30.00. No additional charge for your spouse, when taking the course together.
  • Speak to Financial Counselors 7 days a week, in English or Spanish languages.
  • Take your course online or by phone 24/7.
  • Live Counseling and Customer Support is available Monday through Friday, 8AM until 12AM, Central Time.
  • Your certificate immediately available for download or email following course completion.
  • Enter and exit the course at any time. Our course saves your progress along the way.

For questions or assistance, call our friendly staff toll free at 1-866-859-7323

Contact Us

114 Goliad Street
Benbrook, TX 76126-2009
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