Forgot Password

Please enter the following information and your username and password will be emailed to the address you provided during registration. If you do not receive an email, please call 1-866-859-7323 (24/7) for further assistance.

 Account Information 
 *
 *

Why Choose BKcert?

Course 1 and Course 2 are offered through BKcert, a U.S. Trustee approved agency*.
  • Unparalleled expertise
  • Unbiased counseling
  • Unrivaled convenience
  • Couples filing jointly can complete courses together, at no additional charge

What Is DECAF?

Debt Education & Certification Foundation (DECAF) provides credit counseling certificates as required before filing for bankruptcy and Debtor Education courses to be completed after filing.

For Fee Waiver Qualifications, click here.

Emergency Rental Assistance Program Information, click here.

Contact Us

1-866-859-7323
DECAF
114 Goliad Street
Benbrook, TX 76126-2009
additional contact information »