To set up your free attorney account and get started
Register Here
or contact our Attorney Relations department.

• Credit Counseling
• Online or telephone available 24/7 in English and Spanish
• Debtor Education
• Online or telephone available 24/7 in English and Spanish

• Credit Counseling and Debtor Education courses are discounted to $40 each (a $10 savings) when registered through an attorney account
• NO additional fees for joint courses, both clients will receive individual completion certificates at no extra cost for the spouse
• Any discount from the full fee, or free courses received, must be refunded or otherwise credited by counsel to client (if not already applied).
• Any discounts from the regular fee or fee waivers must be credited to, and provided for the benefit of the client only.

• DECAF has counseling and Technical Support staff available 7 Days a Week: Monday through Friday 8:00 AM to 12:00 AM, Saturday & Sunday 10am to 8pm, Central Time.

• 1 Free Credit Counseling Course and 1 Free Debtor Education Course once you set-up an Attorney Account
• Completion certificates will post to your online account and be emailed to the address you designate during account setup
• Any discount from the full fee, or free courses received, must be refunded or otherwise credited by counsel to client (if not already applied).
• Any discounts from the regular fee or fee waivers must be credited to, and provided for the benefit of the client only.

• Certificates automatically emailed to the address designated by the attorney upon issuance of the certificate in PDF format
• Certificates automatically post to the attorney's online account as a PDF document appropriate for electronic filing
• Reduces reliance on counselors manually sending faxes or emails to reduce human errors

• Courses can be billed to the attorney OR the client, depending on the needs of your firm
• Client receives attorney discount pricing regardless of the billing option chosen
• Most attorneys prefer to have courses billed to them for the convenience of the debtor, but the choice is up to your firm
• NO generic billing codes used to avoid unauthorized charges to the attorney
• Any discounts from the regular fee or fee waivers must be credited to, and provided for the benefit of the client only.

To set up your free attorney account and get started
Register Here
or contact our Attorney Relations department.

• Phone Direct: (877) 332-2366
• Phone Main: (866) 859-7323
• By Email: [email protected]
• Address:
• 114 Goliad Street
• Benbrook, TX 76126-2009